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Over the years, Performance has forged strong relationships with the independent filmmaking community and continues to provide insurance information through workshops, talks, and through our website. We believe that education about the potential risks, and imparting advice about ways in which to safeguard yourself and your shoot, are of paramount importance.
If you are a student or an educator involved in the media industry and would like to see additional information here, or if you would like to discuss the possibility of a member of the Performance Team giving a talk to your class or group, please contact Andrew Leen on 020 8240 8378 or email andrew.leen@performance-insurance.tv
INFORMATION FOR STUDENTS
Why do we need insurance?
- Cover your assets (e.g. equipment, media)
- Protect your liabilities (Employers Liability and Public Liability)
You can only insure things that you have an "Insurable interest" in.
Before you get a quotation
- Make sure you know your sums insured and equipment hiring fees.
- Have your production budget (excluding discounts, favours, etc) to hand
- You may be asked for the wage roll you are paying to cast and crew, or the number of people attending
- Identify any dangerous sequences, stunts, etc and have a risk assessment worked out for these.
- Make sure that, if you have any area of concern, you talk these over with your advisor (see “Material Facts” below)
- Have details of any previous claims to hand, including date, cost and circumstances – always mention how you would prevent this from happening again.
- Have contracts in place with the Hire Company, location, cast and crew etc, etc so that everyone is aware of who is responsible for what. It is easier to do this before something goes wrong, than deal with all the finger-pointing afterwards!
- Take legal or mentor advice on contracts and permits
- Get your quotation early!
Material Facts
You have a duty to disclose all Material Facts to your insurer, otherwise your policy could be invalidated. A Material Fact is one that is likely to influence an insurer in the acceptance or rating of your policy. If you are in doubt as to whether a fact is Material or not, you should disclose it.
Examples of Material Facts could be previous claims, convictions and bankruptcy or films that are dangerous or adult in nature. There is no exhaustive list, so just ensure that you have covered off anything that you feel could be material.
Check your excess. Check your cover. Check your policy terms.
It is the policyholder’s responsibility to ensure that they know what they are buying.
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Over the years, Performance has forged strong relationships with the independent filmmaking community and continues to provide insurance information through workshops, talks, and through our website. We believe that education about the potential risks, and imparting advice about ways in which to safeguard yourself and your shoot, are of paramount importance.
If you are a student or an educator involved in the media industry and would like to see additional information here, or if you would like to discuss the possibility of a member of the Performance Team giving a talk to your class or group, please contact Andrew Leen on 020 8240 8378 or email andrew.leen@performance-insurance.tv
INFORMATION FOR STUDENTS
Why do we need insurance?
- Cover your assets (e.g. equipment, media)
- Protect your liabilities (Employers Liability and Public Liability)
You can only insure things that you have an "Insurable interest" in.
Before you get a quotation
- Make sure you know your sums insured and equipment hiring fees.
- Have your production budget (excluding discounts, favours, etc) to hand
- You may be asked for the wage roll you are paying to cast and crew, or the number of people attending
- Identify any dangerous sequences, stunts, etc and have a risk assessment worked out for these.
- Make sure that, if you have any area of concern, you talk these over with your advisor (see “Material Facts” below)
- Have details of any previous claims to hand, including date, cost and circumstances – always mention how you would prevent this from happening again.
- Have contracts in place with the Hire Company, location, cast and crew etc, etc so that everyone is aware of who is responsible for what. It is easier to do this before something goes wrong, than deal with all the finger-pointing afterwards!
- Take legal or mentor advice on contracts and permits
- Get your quotation early!
Material Facts
You have a duty to disclose all Material Facts to your insurer, otherwise your policy could be invalidated. A Material Fact is one that is likely to influence an insurer in the acceptance or rating of your policy. If you are in doubt as to whether a fact is Material or not, you should disclose it.
Examples of Material Facts could be previous claims, convictions and bankruptcy or films that are dangerous or adult in nature. There is no exhaustive list, so just ensure that you have covered off anything that you feel could be material.
Check your excess. Check your cover. Check your policy terms.
It is the policyholder’s responsibility to ensure that they know what they are buying.
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